Money: Social Security Connection

| June 2009


I’ve been working full-time with chronic pain caused from an automobile accident nearly 15 years ago. It’s to the point now that I don’t think I can do it much longer.

How do I apply for Social Security disability benefits? Someone told me I had to quit my job before I could apply. Is that true? I’m not married and have no other source of income, so if that’s the case, how am I supposed to live? – C.R., Kansas


You can apply for disability benefits online or by calling the Social Security office.

You do not have to quit your job to apply. However, if you are working and your earnings average more than a certain amount each month, Social Security will generally not consider you disabled.

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