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TAG : November 2008

Avoid medical credit cards, Consumer Reports says

Beware of hospitals bearing credit cards.That’s the conclusion you could draw reading a recent Consumer Reports investigation of credit cards designed for paying off medical debts. The cards, which may be recommended to patients by doctors and which are often cobranded with hospitals, can ...

Money: Social Security Connection – November 2008

Q: Does a person have a better chance at getting approved for Social Security disability if he or she has a lawyer? My neighbor didn’t have a lawyer, and he was denied twice. Then he got a lawyer the third time around, and he was approved. – B.K., MissouriA: No, not necessarily. However, if ...

Crafts: How to make felt ornaments

Materials needed:Felt Sheets - Assorted ColorsTemplates (provided)Cookie CuttersFluffed up cotton for stuffingDecorating Material: Beads, Confetti, Flowers, Sparkle, Sequins, Ribbons, Bows, decorative buttons etc.Crafts glueFree Templates:Click on each template to enlarge and then ...

Gardening: Tips and ideas to ensure beautiful roses

Finding the best types of roses can be a confusing task when you consider the multitude of varieties that are available. Here are a few suggestions that will help you produce beautiful roses that are sure to be the envy of the neighborhood:Ask your local garden center or nursery about the best ...

‘Be still and know that I am God’

All day long, I had been busy – picking up, cleaning bathrooms and scrubbing floors – because my grown children were coming home for the weekend. I went shopping and bought groceries for a barbecue, complete with ribs and chicken. I wanted everything to be perfect.Suddenly, it dawned on me ...

Health: Nourish your skin in winter

Winter is a time of itchiness and dryness. Flaky skin becomes a norm and constant nourishment becomes essential. You might bundle yourself up in layers of wool but the skin underneath needs much more. Therefore, you need to keep yourself well-moisturized throughout.Here are some easy ways to ...

Crafts: Collecting American coins

Collecting American coins is an easy and entertaining hobby if you live in the United States. In most denominations there are some really interesting coins.PenniesProbably the most collected American coin is the Lincoln head penny. They have been minted since 1909. Some Lincoln head pennies ...

Crafts: Coin collecting album – A pocket for your coins

For every numismatist or coin collector, finding a good place to store their coins is the most important thing in this world because storing their precious coins in a good and secure place will ensure that the quality and value of their coins is maintained.There are many types of storage spaces ...